Terms of Service
⚠️ Not financial advice. LucrumIQ is an informational tool only. Nothing on this platform constitutes investment advice, a recommendation to buy or sell any security, or a solicitation of any kind. Always consult a qualified financial advisor before making investment decisions.
By accessing or using LucrumIQ ("the Service") at lucrumiq.com, you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.
Acceptance of Terms
These Terms constitute a legal agreement between you and LucrumIQ. We may update these terms at any time; continued use of the Service after changes are posted constitutes acceptance of the revised terms.
Eligibility
You must be at least 16 years old to use LucrumIQ. By using the Service, you represent that you are 16 or older and have the legal capacity to enter into this agreement.
Use of the Service
You agree to use LucrumIQ only for lawful purposes and in accordance with these Terms. You may not:
- Use the Service to engage in market manipulation, insider trading, or any activity that violates applicable securities laws
- Reproduce, resell, or redistribute AI-generated reports or market data for commercial purposes without our permission
- Attempt to reverse-engineer, scrape, or extract data from the platform in an automated fashion
- Circumvent any rate limits, authentication, or access controls
- Use the Service in any way that could impair, overburden, or damage our infrastructure
No Financial Advice
LucrumIQ provides AI-generated analysis and market data for informational purposes only. The content on this platform:
- Is not investment, financial, legal, or tax advice
- Does not constitute a recommendation to buy, hold, or sell any security
- May be inaccurate, incomplete, or out of date
- Should not be your sole basis for any investment decision
LucrumIQ is not a registered investment advisor, broker-dealer, or financial institution. Past performance of any security discussed does not guarantee future results.
Accuracy of Information
We strive to provide accurate, up-to-date market data and AI analysis, but we make no warranties about the completeness, accuracy, or timeliness of any information on the Service. Market data is sourced from third parties (including Finnhub) and may be delayed or contain errors.
Accounts and Security
You are responsible for maintaining the security of your account credentials. You agree to notify us immediately of any unauthorized access to your account. We are not liable for any losses resulting from unauthorized use of your account.
Intellectual Property
All content, design, code, and trademarks on LucrumIQ are the property of LucrumIQ and may not be copied, reproduced, or used without written permission. AI-generated reports are provided for your personal, non-commercial use only.
Third-Party Services
The Service integrates with third-party providers (Supabase, Anthropic, Finnhub, Google). Your use of those services is subject to their respective terms and privacy policies. We are not responsible for the availability or actions of third-party services.
Limitation of Liability
To the maximum extent permitted by law, LucrumIQ and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Service, including but not limited to financial losses from investment decisions made based on content provided by LucrumIQ.
Disclaimer of Warranties
The Service is provided "as is" and "as available" without any warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or harmful components.
Termination
We may suspend or terminate your access to the Service at any time, with or without notice, if we believe you have violated these Terms or if we discontinue the Service.
Governing Law
These Terms are governed by the laws of the United States. Any disputes shall be resolved in a court of competent jurisdiction in the United States.
Contact
Questions about these Terms? Contact us at support@lucrumiq.com.
By using LucrumIQ, you acknowledge that you have read, understood, and agree to these Terms of Service and our Privacy Policy.